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Maico Home Loans – A Real Estate Finance Company


Privacy Policy

Maico Home Loans and Your Privacy
Thank you for visiting our web site. We know that privacy is an important issue for our visitors and we want them to know that we take privacy seriously. Please take a minute to review our privacy policy, which describes what types of personally and non-personally identifiable information we collect from visitors; the purposes for which we use this information, and to whom and under what circumstances we disclose this information. This policy only applies to information collected through Maico Home Loans.

The Collection of Information
When visitors access www.maicohomeloans.com, Maico Home Loans may automatically collect non-personally identifiable information about them, including, among other things, the links visitors use to arrive at Maico Home Loans, the domain and host from which visitors access the Internet, the type of web browser that visitors use the type of operating system in use, IP addresses, and the number and frequency of visitors who visit various pages of our site.

We only collect personally identifiable information about visitors when they voluntarily submit it to us. For example, we ask for information when a visitor registers for a service or event or applies for a loan at Maico Home Loans through www.maicohomeloans.com. We may also ask for a visitor’s name and e-mail address if the visitor wants to submit a question to us via e-mail message, utilize e-mail features, or subscribe to a newsletter, e-mail alert, or other e-mail subscription service.

Use of Information

We may use non-personally identifiable information collected from visitors to www.maicohomeloans.com to conduct reviews of our site, to guide decisions about the development of Maico Home Loans and to provide an enhanced online experience for our visitors. We may also use such information to identify, on an aggregate basis, general trends that may, for example, assist us in determining how to work with lenders to provide a wider array of products.

We may use personally identifiable information collected from visitors to www.maicohomeloans.com for any of the following purposes: (1) to answer visitors’ questions, (2) to provide services, newsletters, and other information that visitors specifically request or register for through our Web site, (3) to develop and improve Maico Home Loans, (4) to protect the security and integrity of Maico Home Loans, or (5) for internal business purposes.

Disclosure of Information
Maico Home Loans may transfer or otherwise disclose the information it collects from its web site visitors to contractors, consultants, and other service providers, if the disclosure will enable that party to perform a business, professional, or technical support function for the visitor or for Maico Home Loans. For example, we may use service providers to offer customized search capabilities, to help provide services and information upon a visitor’s request, or to improve the performance of Maico Home Loans. We require these service providers by contract to keep any personally identifiable information visitors provide on Maico Home Loans confidential.

Maico Home Loans may also transfer or otherwise disclose personally identifiable information (1) in response to judicial process, (2) to protect against or prevent actual or potential fraud, claims, or other liability, (3) to provide information to law enforcement agencies or in connection with an investigation on a matter related to public safety (as permitted by law), or (4) if required to do so by law.

Maico Home Loans does not sell any personally identifiable information that visitors enter on www.maicohomeloans.com and does not sell or disclose any such information to third parties for marketing purposes.

Cookies
A “cookie” is a small text file that is placed on the hard drive of a visitor’s computer. We use cookies for several purposes such as (1) to provide better service and a more effective web site, (2) to facilitate interaction with visitors’ browsers, (3) to collect non-personally identifiable data, (4) to recognize visitors when they return to Maico Home Loans, and (5) to enable visitors to save data to view later. To view stored data at a later time, however, visitors must generally access www.maicohomeloans.com from the same personal computer that they originally provided the data.

Most browsers are initially set to accept cookies to store information. Visitors are always free to decline cookies, but in doing so they may not be able to use certain features on www.maicohomeloans.com.

Other Web Sites/Linked Third Parties
www.maicohomeloans.com may contain links to third party web sites. Our privacy policy does not apply to these linked sites. In addition, Maico Home Loans does not endorse and is not responsible for the privacy practices or content of any of the linked sites. We generally have no control over the way in which the sponsors of the third party sites collect and use information. Therefore, we recommend that visitors review the posted privacy statements on any web site they visit.

Security
We maintain physical, electronic, and procedural safeguards to maintain the confidentiality, security, and integrity of visitors’ personally identifiable information.

We allow access to personally identifiable information only to persons and entities engaging in activities permitted by this privacy policy.

Although we strive to maintain the highest standards of privacy, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. Maico Home Loans cannot guarantee or warrant the security of any information visitors transmit to us and visitors do so at their own risk.

Changes
We reserve the right to revise or change the terms of the Maico Home Loans privacy policy in the future to reflect modifications to our site. To ensure that visitors are aware of our current privacy practices, we recommend that they check this site periodically. We will not materially change how we handle previously collected personally identifiable information without providing notice and choice as to how we use this information.

Contacting Maico Home Loans
If visitors have any questions regarding the Maico Home Loans privacy policy, please feel free to contact us via e-mail.

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